Introducing … Naptosa's very own Naptosa Ronbel Health Plan

No general waiting periods will apply to new policies commencing effective 1 April to 1 June 2020 (both dates inclusive).

Naptosa Card

Naptosa Ronbel Health Plan is a short term health insurance available to all paid up active members of Naptosa.  Naptosa Ronbel Health Plan is an insurance product that has been specifically tailored to meet our Naptosa member’s essential and basic healthcare needs.  Our product focuses mainly on primary care but also includes treatment for accidental injuries and emergency management.  Special benefits include:

  • Cover up to 2 million rand per family per year and includes all associated costs (1 million rand per incident) for treatment in a private facility as a result of an accident
  • You can add your family members
  • Covers children to age 21 and can be extended to age 25 in respect of full time students
  • You may visit any doctor in the Unity Network (Excluding Medicross)
  • Emergency Services and evacuation through ER24
  • Includes special benefit C5 HIV Comprehensive Exposure in the event of exposure to infected bodily fluids
  • Includes chronic medication for 27 conditions

Unity Health Mobile App


  1. The following underwriting restrictions shall apply to members and dependents

    • 1 month general waiting period shall apply;
    • 12 month waiting period shall apply to chronic medication benefits;
    • 12 month waiting period shall apply to optometry benefits;
    • 9 month waiting period shall apply to pre-birth maternity benefits

For more information please see attached Member Brochure or contact Memp Financial Services (Pty) Ltd 041 363 7333


DISCLAIMER: Please note that this information is for illustrative purposes only. Any claim is subject to the actual policy document and that the scheme rules and regulations will be binding at all times. While all reasonable care has been taken by Memp Financial Services (Pty) Ltd in compiling this extranet site, we have relied upon the accuracy and completeness of the information made available to us and subsequently cannot accept any liability for any errors or omissions herein. Any comparison on this site is a summary of the benefits only and does not replace the rules of the scheme.

"Memp Financial Services (Pty) Ltd is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act"